MoneyGram Turkey (2025 Guide) | Fees ₺ € $ | How To Send And Receive Money As A Foreigner

MoneyGram Turkey is one of the most practical ways to transfer money to and from Turkey quickly, easily and safely, especially if you prefer cash pickup or do not have a local bank account.

MoneyGram is also a useful alternative to the discontinued PayPal service in Turkey. PayPal stopped operating in Turkey in 2016 and, as of 2025, its services have still not been resumed, so many foreigners rely on services like MoneyGram, Western Union and Wise instead.

About MoneyGram Turkey

From my experience, using MoneyGram in Turkey is a convenient option when you need to send or receive money, especially across borders. MoneyGram operates in Turkey through the company Moneygram Turkey Ödeme Sistemleri A.Ş. and works with several Turkish banks and PTT under the local payment systems regulations, so it is both safe and compliant with Turkish law.

In day-to-day use, I often find it easier to use than Western Union for certain transfers, thanks to its wide agent network and the ability to send money via internet and mobile banking through partner banks.

MoneyGram services in Turkey

When I needed to transfer money in Turkey, I discovered that MoneyGram offers several handy services. Here are the main options:

• Money transfer for cash pickup: Ideal when the recipient needs money quickly and prefers to collect cash from an agent location.
• Transfer to a bank account: Convenient for direct deposits into a bank account in many countries.
• Transfer to a mobile phone: For corridors where it is supported, you can send directly to a mobile wallet or account linked to a phone number.

As of 2025, some Turkish partner banks, such as DenizBank and Kuveyt Türk, also allow you to initiate MoneyGram transfers 24/7 through internet and mobile banking. This means you are not limited to branch opening hours for many transactions.

MoneyGram locations in Turkey

As of 2025, MoneyGram services in Turkey are available through a wide network of partners, including:

• DenizBank branches
• Kuveyt Türk Participation Bank branches
• Emlak Katılım branches
• Ziraat Katılım branches
• PTT post office branches and service points
• Independent GönderAL payment points

If you are looking for the closest location, you can use the official MoneyGram Turkey locator. Just open the location finder and enter your city or address to find your nearest MoneyGram branch or agent. It is very straightforward and kept up to date with new partners.

Transfer money from Turkey via MoneyGram

When I looked into sending money via MoneyGram in Turkey, this was the simplified process I followed in 2025:

• Find your closest MoneyGram outlet, for example a branch of DenizBank, Kuveyt Türk, Emlak Katılım, Ziraat Katılım, a PTT office, or a GönderAL point. You can also check whether your bank offers MoneyGram via internet or mobile banking.
• Bring a valid identification document. For foreign nationals this is usually your passport or Turkish residence permit ID. Turkish citizens can use their national ID card.
• Have the recipient’s full name, country and address ready. If you are sending to a bank account, you will also need the bank name and account number and, in many cases, the IBAN. For mobile wallet transfers, you will need the recipient’s phone number and country calling code.
• At the branch or agent, fill out the MoneyGram transfer form and present your ID to the employee. Online and mobile banking channels present a digital form with the same information.
• Once the transfer is approved, you will receive an 8-digit reference number. Share this securely with the recipient, because they will need it for cash pickup.
• If you send to a bank account or mobile wallet, the money is deposited directly on the receiving side once the transfer is processed, so no branch visit is necessary for the recipient.

Receiving MoneyGram transfers in Turkey

If money is sent to my bank account or mobile wallet, there is nothing I need to do; the funds are deposited automatically once the transfer is completed.

But if I am receiving cash, here is what I do in Turkey (2025):

1. I go to the nearest MoneyGram agent at a DenizBank, Kuveyt Türk, Emlak Katılım, Ziraat Katılım branch, a PTT office, or a GönderAL point.
2. I fill out the MoneyGram receive form with the 8-digit reference number provided by the sender and the amount and country of origin.
3. I present my original ID document (passport, Turkish ID card, or residence permit). Providing an ID is mandatory for both sending and receiving MoneyGram transfers in Turkey.
4. I receive the money in cash once the details are confirmed.

For most corridors, the cash is available to collect within a few minutes after the sender completes the transaction, though delays are possible due to compliance checks or time zone differences.

Track MoneyGram transfer

To track a MoneyGram transfer from or to Turkey, you can use the online tracking tool. Just open the tracking page and enter the reference number and your last name. It is an easy way to see whether your money is ready for pickup or has already been received.

MoneyGram Turkey fees and limits in 2025

When sending money through MoneyGram from Turkey in 2025, it is important to understand that fees are not fixed. They vary depending on:

• The country you send to and the payout method (cash pickup, bank account or mobile wallet)
• The amount you send
• The agent or partner bank you use
• Whether you send via a branch or via internet/mobile banking of a partner bank

According to Turkish bank information checked in late 2025, some key points are:

• For online banking transfers via banks such as DenizBank and Kuveyt Türk, a commission of around 5 percent of the transfer amount may be charged in some cases. This percentage can change and may differ by corridor.
• MoneyGram generally adds a foreign exchange margin of about 1–3 percent on top of the mid-market exchange rate when converting currencies. This cost is often included in the exchange rate rather than shown as a separate fee and can vary between agents.
• For many corridors, there are per-transaction limits. For example, via DenizBank it is typically possible to send up to about 10,000 USD, 7,000 EUR or around 160,000 TRY in a single MoneyGram transfer from Turkey, as of 2025.

Example MoneyGram fees from Turkey (2025)

As an illustration, Ziraat Katılım bank’s 2025 tariff for sending MoneyGram transfers from Turkey to certain countries such as the United States and China includes fees in ranges. For example:

• For transfers of 0–100 USD, a fee of around 15 USD (or about 14.9 EUR for 0–100 EUR) may apply.
• For transfers of 100.01–200 USD, the fee increases to around 22 USD, and for 100.01–200 EUR it is around 21.9 EUR.
• The fee continues to rise in steps as the amount sent increases, with each bank publishing a detailed MoneyGram tariff table for different amount brackets.

These figures are examples only and depend on the destination country and payout type. Always check the latest price with your bank, agent, or the MoneyGram calculator before you confirm a transfer.

Historical fee table (for reference only)

Below is a historical sample fee table that was used by a Turkish bank for MoneyGram transfers in earlier years. It is useful to understand how tiered pricing works, but it does not reflect up-to-date 2025 prices. Treat it as an approximate reference only and always verify current fees:

Important: Always verify the most current MoneyGram fees and exchange rates directly with your chosen bank, PTT branch, GönderAL point or the official MoneyGram website before sending money.

Comparing MoneyGram and Western Union fees in Turkey (2025)

It is natural to compare Western Union and MoneyGram when you are sending money to or from Turkey. Both companies operate large global networks and cooperate with Turkish banks and PTT for cash pickups.

However, for 2025 there is no single published fee table that covers every Western Union corridor from Turkey. As with MoneyGram, Western Union’s fees depend on the country you send to, the amount, the payout method and whether you use a branch, online or a mobile app. Both providers also usually add a margin to the exchange rate on top of any explicit service fee.

In practice, I find that:

• For some corridors and amounts, MoneyGram can be slightly cheaper, especially for mid-range transfers.
• For other routes, Western Union can be competitive or even cheaper, depending on promotions and local pricing.

Because of this, if you want the best price in 2025, it is wise to compare both providers in real time using their official calculators or banking apps before deciding which one to use.

Transfer money in Turkey with Wise

Wise is one of the best ways to transfer money in Turkey easily, quickly and safely, as it is characterized by its lower transfer fees than Western Union and banks for many currency routes.

Wise advantages

• Wise is completely secure for all types of transfers.
• You can send money outside of Turkey about eight times cheaper than with many traditional bank methods in some corridors.
• Transfer fees are straightforward, and there are no hidden fees.
• The conversion process is done easily on the internet.
• The funds are automatically transferred to the recipient’s bank account.
• Wise has around 750 different currencies to transfer, including the Turkish lira, US dollar, euro, British pound, and Egyptian pound.

You can transfer via Wise directly online and more easily than with many banks by clicking here.

Contacting MoneyGram Turkey

As of 2025, MoneyGram Turkey does not publish a dedicated, always-up-to-date local customer service phone number. If you need support, the most reliable options are:

• Sending an email to customerservice@moneygram.com
• Using the Help Center and contact forms on the official MoneyGram website
• Asking for assistance at a partner bank branch, PTT office or GönderAL point where you are sending or receiving money

Because contact details can change, I recommend checking the latest information on the official MoneyGram website before you call or write.

Final tips for foreigners using MoneyGram in Turkey

To get the best experience as a foreigner sending or receiving money in Turkey in 2025, always carry your passport or residence ID, compare MoneyGram with alternatives like Western Union and Wise in real time, and pay attention to both the fee and the exchange rate you are offered. If you are planning a long-term stay, it is also helpful to understand the overall Life Cost in Turkey in US Dollars, how Notarization in Turkey works for official documents, how to safely How to Buy Turkish Lira Online as a collector or traveller, and how Consumer Protection in Turkey can help you if you ever face unfair practices from financial institutions.