Private-sector employees · SGK 4/a · 2026 ratesChecked 20 Sept 2026
Turkey salary calculator 2026: gross to net
Type a gross or net monthly salary and read it like a payslip: social security, unemployment insurance, income tax and stamp tax for every month of 2026. The minimum wage of ₺33,030 gross leaves ₺28,075.50; a gross salary of ₺60,000 leaves ₺47,356.63 in January and ₺42,640.40 in December, because income tax builds up through the year.
Why your take-home changes during the year
Income tax is charged on your pay added up since January. Once that running total passes ₺190,000, ₺400,000 or ₺1,500,000, the next lira is taxed at a higher rate, so the same gross salary leaves less in later months. Tap a month to read its payslip.
- Take-home
- Social security
- Income tax
- Stamp tax
The figure under each bar is the highest income tax band reached that month.
January: of ₺60,000.00 gross, ₺9,000.00 goes to social security and unemployment insurance, ₺3,438.67 to income tax and ₺204.70 to stamp tax. You keep ₺47,356.63.
How the tax bands move your pay
- The year starts in the 15% band.
- April: your taxable pay since January passes ₺190,000, so part of it is taxed at 20%. Take-home goes from ₺47,356.63 to ₺46,656.62.
- August: your taxable pay since January passes ₺400,000, so part of it is taxed at 27%. Take-home goes from ₺45,133.05 to ₺45,650.40.
Every deduction, every month
The same numbers as the payslip above, for the whole year, in Turkish lira. Copy the table or download it as a spreadsheet.
| Month | Gross | Social security | Unemployment ins. | Income tax | Stamp tax | Net | Tax band | Employer cost |
|---|---|---|---|---|---|---|---|---|
| 60,000.00 | 8,400.00 | 600.00 | 3,438.67 | 204.70 | 47,356.63 | 15% | 74,250.00 | |
| 60,000.00 | 8,400.00 | 600.00 | 3,438.68 | 204.70 | 47,356.62 | 15% | 74,250.00 | |
| 60,000.00 | 8,400.00 | 600.00 | 3,438.67 | 204.70 | 47,356.63 | 15% | 74,250.00 | |
| 60,000.00 | 8,400.00 | 600.00 | 4,138.68 | 204.70 | 46,656.62 | 20% | 74,250.00 | |
| 60,000.00 | 8,400.00 | 600.00 | 5,988.67 | 204.70 | 44,806.63 | 20% | 74,250.00 | |
| 60,000.00 | 8,400.00 | 600.00 | 5,988.68 | 204.70 | 44,806.62 | 20% | 74,250.00 | |
| 60,000.00 | 8,400.00 | 600.00 | 5,662.25 | 204.70 | 45,133.05 | 20% | 74,250.00 | |
| 60,000.00 | 8,400.00 | 600.00 | 5,144.90 | 204.70 | 45,650.40 | 27% | 74,250.00 | |
| 60,000.00 | 8,400.00 | 600.00 | 8,154.90 | 204.70 | 42,640.40 | 27% | 74,250.00 | |
| 60,000.00 | 8,400.00 | 600.00 | 8,154.90 | 204.70 | 42,640.40 | 27% | 74,250.00 | |
| 60,000.00 | 8,400.00 | 600.00 | 8,154.90 | 204.70 | 42,640.40 | 27% | 74,250.00 | |
| 60,000.00 | 8,400.00 | 600.00 | 8,154.90 | 204.70 | 42,640.40 | 27% | 74,250.00 | |
| Year | 720,000.00 | 100,800.00 | 7,200.00 | 69,858.80 | 2,456.40 | 539,684.80 | 891,000.00 |
Estimates for a private-sector employee (SGK 4/a). Payroll software can differ by a few kuruş because of the order of rounding.
What common salaries become
Ten monthly gross salaries, from the minimum wage of ₺33,030 upward, run through the same payslip for 2026. Above the minimum wage, take-home is highest in January and lower by December. Press “Use” to load a row into the calculator.
| Gross / month | Net in January | Net in December | Net for the year | Employer cost / month | Use |
|---|---|---|---|---|---|
| 33,030 Minimum wage | 28,075.50 | 28,075.50 | 336,906 | 40,874.63 | |
| 40,000 | 33,058.43 | 32,202.20 | 392,586 | 49,500.00 | |
| 50,000 | 40,207.53 | 36,511.30 | 466,136 | 61,875.00 | |
| 60,000 | 47,356.63 | 42,640.40 | 539,685 | 74,250.00 | |
| 75,000 | 58,080.28 | 51,834.05 | 650,009 | 92,812.50 | |
| 100,000 | 75,953.03 | 67,156.80 | 833,882 | 123,750.00 | |
| 150,000 | 111,698.53 | 95,402.30 | 1,199,228 | 185,625.00 | |
| 200,000 | 147,444.03 | 114,847.80 | 1,526,174 | 247,500.00 | |
| 300,000 | 216,012.63 | 169,604.98 | 2,183,260 | 370,601.63 | |
| 500,000 | 370,615.96 | 289,841.28 | 3,716,798 | 570,601.63 |
Each row assumes the same gross salary in all 12 months, no employer discount and one employer for the whole year.
The minimum wage, line by line
Since 1 January 2026 the gross minimum wage is ₺33,030 a month. After ₺4,954.50 in employee social-security and unemployment contributions, ₺28,075.50 reaches the bank account. The employer pays ₺40,874.63 in total.
Minimum wage payslip
- Gross salary
- ₺33,030.00
- Social security (14%)
- −₺4,624.20
- Unemployment insurance (1%)
- −₺330.30
- Income tax (band 15%)Taxable pay since January: ₺28,075.50Tax ₺4,211.33, less minimum-wage exemption ₺4,211.33
- ₺0.00
- Stamp tax (0.759%)₺250.70, less minimum-wage exemption ₺250.70
- ₺0.00
- Net (take-home)
- ₺28,075.50
The employer pays ₺40,874.63 for this month: the gross salary plus ₺7,184.03 social security and ₺660.60 unemployment insurance.
What the employer pays
| Scenario | Employer share | Employer SGK | Total cost |
|---|---|---|---|
| No discount | 21.75% | 7,184.03 | 40,874.63 |
| 2-point discount | 19.75% | 6,523.43 | 40,214.03 |
| 5-point discount | 16.75% | 5,532.53 | 39,223.13 |
Each total also includes 2% employer unemployment insurance on the gross wage. Which discount applies depends on the employer’s sector and payment record (Law 5510, article 81); the Ministry of Labour publishes all three totals.
Minimum wage since 2022
| In force from | Gross | Net |
|---|---|---|
| 1 January 2026 | 33,030.00 | 28,075.50 |
| 1 January 2025 | 26,005.50 | 22,104.67 |
| 1 January 2024 | 20,002.50 | 17,002.12 |
| 1 July 2023 | 13,414.50 | 11,402.32 |
| 1 January 2023 | 10,008.00 | 8,506.80 |
| 1 July 2022 | 6,471.00 | 5,500.35 |
| 1 January 2022 | 5,004.00 | 4,253.40 |
There is no minimum living allowance (AGİ) on top of this: it was abolished from 2022 (Law 7349). Instead, income tax (about ₺4,211.33 a month) and stamp tax (₺250.70 a month) on the minimum wage are waived in full, which is why the net minimum wage does not shrink during the year. Checked 20 September 2026.
Five tax bands, one running total
Wages are taxed on a rising scale for 2026: 15% up to ₺190,000, 20% up to ₺400,000, 27% up to ₺1,500,000, 35% up to ₺5,300,000 and 40% above. The bands apply to the total since January, not to each month alone. The marker shows where the year ends.
| Band | Taxable pay since January | Rate | Tax at the top | Reached in |
|---|---|---|---|---|
| 1 | up to ₺190,000 | 15% | ₺28,500 | January |
| 2 | ₺190,000 to ₺400,000 | 20% | ₺70,500 | April |
| 3 | ₺400,000 to ₺1,500,000 | 27% | ₺367,500 | August |
| 4 | ₺1,500,000 to ₺5,300,000 | 35% | ₺1,697,500 | — |
| 5 | over ₺5,300,000 | 40% | — | — |
Taxable pay is gross salary minus employee social-security and unemployment contributions, added up from January. This is the tariff for wage income; income such as rent or freelance work uses a different tariff, whose bands do not match these.
Severance, notice pay and unemployment benefit
One form answers all three. Enter when you started, your last day worked, your last gross monthly pay and why the job ended. The severance ceiling per year of service: ₺64,948.77 until 30 June 2026 and ₺73,729.87 from 1 July 2026.
Severance pay
Estimate₺341,824.07
- Service
- 5 years, 8 months, 27 days
- Monthly pay used
- ₺60,000.00
- Gross amount
- ₺344,438.36
- Stamp tax (0.759%)
- −₺2,614.29
- Net amount
- ₺341,824.07
Notice pay
Estimate₺80,909.92
- Notice period
- 8 weeks
- Gross amount
- ₺112,000.00
- Income tax
- −₺30,240.00
- Stamp tax (0.759%)
- −₺850.08
- Net amount
- ₺80,909.92
Unemployment benefit
Estimate₺238,178.40
- Monthly benefit, gross
- ₺24,000.00
- Stamp tax (0.759%)
- −₺182.16
- Monthly benefit, net
- ₺23,817.84
- Days paid
- 300 / 300
- Total benefit
- ₺238,178.40
Everything that applies, net₺660,912.39
Which reason pays what
| Why the job ended | Severance pay | Notice pay | Unemployment benefit |
|---|---|---|---|
| The employer ended it | ✓ | ✓ | ✓ |
| I resigned for a just cause (for example unpaid wages) | ✓ | – | ✓ |
| A fixed-term contract ended | – | – | ✓ |
| I left to retire | ✓ | – | – |
| I left for military service | ✓ | – | – |
| A woman resigned within a year of marriage | ✓ | – | – |
| The worker died (paid to heirs) | ✓ | – | – |
| I resigned | – | – | – |
| Dismissed for serious misconduct | – | – | – |
What this estimate assumes
- Severance is 30 days of pay per year of service, months and days counted in proportion. The monthly pay is capped at the ceiling in force on the last day worked: ₺64,948.77 until 30 June 2026 and ₺73,729.87 from 1 July 2026.
- Only stamp tax (0.759%) is taken from severance and unemployment benefit. There is no income tax or social security on them.
- Notice pay is treated as wages: 2, 4, 6 or 8 weeks of pay by length of service, with income tax on top of your taxable pay so far in the year (assuming the same gross every month) and stamp tax, but no social security. Your payroll office may treat it differently.
- Unemployment benefit is 40% of your last gross pay, standing in for the four-month average, and at most ₺26,424 a month (80% of the minimum wage). It is paid for 180, 240 or 300 days for 600, 900 or 1,080 insured days.
- Service counts whole years, then months and days as fractions of a year. Payroll offices sometimes count days differently, so expect small differences. Unpaid leave and other periods that do not count towards service are not modelled.
Salary questions, answered
What is the net minimum wage in Turkey in 2026?
The gross minimum wage has been ₺33,030 a month since 1 January 2026. The employee pays 14% social security and 1% unemployment insurance (₺4,954.50 together), and income tax and stamp tax are waived on the minimum wage, so the net minimum wage is ₺28,075.50 in every month of the year. The employer pays ₺40,874.63 without any discount.
How do I calculate net salary from gross salary in Turkey?
Four steps each month. One: take 14% social security and 1% unemployment insurance from the gross salary, up to the monthly ceiling of ₺297,270. Two: the rest is your taxable pay, which is added to the running total since January. Three: income tax is charged on that total by band (15%, 20%, 27%, 35%, 40%), and the tax on an amount equal to the minimum wage is waived for everyone. Four: stamp tax of 0.759% on the gross salary, again with the minimum-wage part waived. For ₺60,000 a month this leaves ₺47,356.63 in January.
Why does my net salary go down during the year?
Because income tax works on your pay added up since January. When that total passes ₺190,000, ₺400,000 or ₺1,500,000, the part above the limit is taxed at the next higher rate. With ₺60,000 a month, take-home is ₺47,356.63 in January and ₺42,640.40 in December, ₺4,716.23 less, although the gross salary did not change. Some months move the other way, because the tax waived on the minimum-wage part grows in July, when the minimum wage’s own running total passes ₺190,000. A pay rise in the same year raises your net less than the gross rise for the same reason.
How much does an employee cost the employer on top of the gross salary?
The employer adds 21.75% social security and 2% unemployment insurance to the gross salary, so a ₺60,000 salary costs ₺891,000 over the year. Many employers get a discount of 2 or 5 percentage points on the social-security share under Law 5510, article 81. For the minimum wage the monthly cost is ₺40,874.63 without a discount, ₺40,214.03 with the 2-point discount and ₺39,223.13 with the 5-point discount. Pick the discount in the calculator under “Different pay each month · employer discount”.
Is the minimum living allowance (AGİ) still paid?
No. Law 7349 removed the minimum living allowance from 2022 (the change took effect on 22 December 2021), so your payslip no longer shows it and this calculator does not add it. The exemption that replaced it applies to the minimum wage only: income tax and stamp tax on the part of your pay that equals the minimum wage are waived.
How is severance pay (kıdem tazminatı) calculated in 2026?
Severance is 30 days of pay for every year with the same employer, with months and days counted in proportion. You need at least one full year, and the job must end in a qualifying way: the employer ends it, you leave for a just cause, to retire, for military service, a woman leaves within a year of marriage, or the worker dies. The monthly pay used is capped: ₺64,948.77 until 30 June 2026 and ₺73,729.87 from 1 July 2026. Only stamp tax (0.759%) is deducted, with no income tax and no social security.
How long is the notice period and what is notice pay (ihbar tazminatı)?
By law the notice period grows with service: 2 weeks under 6 months, 4 weeks from 6 to 18 months, 6 weeks from 18 months to 3 years and 8 weeks beyond 3 years. If the employer ends the contract without giving that notice, it owes the pay for those weeks as notice pay. It is treated as wages, so income tax and stamp tax are taken but no social security. This calculator assumes the same gross salary in every month of the year for the income tax part.
How much is unemployment benefit (işsizlik ödeneği) in 2026?
The monthly benefit is 40% of your average gross pay, but at most ₺26,424 (80% of the minimum wage), minus stamp tax. It is paid for 180 days if you had 600 insured days in the last three years, 240 days for 900 days and 300 days for 1,080 days. You must have worked in the last 120 days, lost the job through no wish or fault of your own, and apply to İŞKUR within 30 days. Late days are taken off the payment period.
What does this calculator leave out?
It covers private-sector employees insured under SGK 4/a with a monthly salary. Not included: civil servants and self-employed people, disability tax deductions, meal and transport allowances, overtime and bonuses that change from month to month, private pension deductions, unpaid leave, a change of employer during the year, and pay above 10 million lira a month. Open “Different pay each month” in the calculator to model a raise or a bonus.
How accurate is this salary calculator?
It uses the 2026 rates, ceilings and tariffs from the official sources listed below, last checked on 20 September 2026, and it was tested against the Ministry of Labour tables and the Revenue Administration’s worked examples to within one kuruş. It is still an estimate: your employer’s payroll may round in a different order or apply rules specific to your contract, and your payslip is what counts. Nothing here is tax, legal or financial advice.
Every rate comes from an official source
Rates, ceilings and tariffs for 2026 come from the Turkish ministries, the tax authority and the social security institution listed here, checked on 20 September 2026. The primary texts are in Turkish.
- Çalışma ve Sosyal Güvenlik Bakanlığı — Asgari ücret
Gross and net minimum wage from 1 January 2026.
- Çalışma ve Sosyal Güvenlik Bakanlığı — Asgari ücret: net, brüt, işverene maliyet
Employer cost of the minimum wage, with and without the 2-point and 5-point discount.
- Gelir İdaresi Başkanlığı — Gelir Vergisi Tarifeleri
Wage income tax bands and cumulative tax for 2026.
- Gelir İdaresi Başkanlığı — Asgari ücretten yapılan kesintiler
Income tax and stamp tax exemption on the minimum wage and its monthly figures.
- Gelir İdaresi Başkanlığı — 2026 Beyanname Rehberi, Ücret Gelirleri
Guide to wage income: what counts as taxable pay and how the tariff is applied.
- Gelir Vergisi Genel Tebliği (Seri No: 319), Resmî Gazete 27.01.2022
Rules and worked examples for the cumulative income tax base and the minimum-wage exemption.
- Sosyal Güvenlik Kurumu — Prime esas kazanç miktarları 2026
Lower and upper monthly ceilings for social security contributions in 2026.
- Sosyal Güvenlik Kurumu — İşveren prim oranları
Employer contribution rates and the discount under Law 5510, article 81.
- 193 sayılı Gelir Vergisi Kanunu
Income Tax Law: the tariff, the base and the minimum-wage exemption (article 23).
- 488 sayılı Damga Vergisi Kanunu
Stamp Tax Law: the rate on wages and on severance and benefits.
- 1475 sayılı İş Kanunu (madde 14)
Labour Law 1475, article 14: the right to severance pay and 30 days of pay per year.
- Çalışma ve Sosyal Güvenlik Bakanlığı — Kıdem tazminatı tavan miktarı
Severance ceiling for each half-year.
- 4857 sayılı İş Kanunu (madde 17)
Labour Law 4857, article 17: notice periods of 2, 4, 6 and 8 weeks and notice pay.
- 4447 sayılı İşsizlik Sigortası Kanunu (madde 48–51)
Unemployment Insurance Law 4447, articles 48 to 51: conditions, amount and duration.
- Türkiye İş Kurumu — İşsizlik ödeneği miktarı nasıl hesaplanır?
İŞKUR explanation of how the monthly unemployment benefit is worked out.
How we calculate: every amount is worked out in whole kuruş and rounded half up. The income tax uses the cumulative method of General Communiqué No. 319. Results were compared with the published tables and worked examples of the Ministry of Labour and Social Security and the Revenue Administration and agree to within one kuruş. Rules may change during the year; the date above shows when we last looked.