Western Union in Turkey: where to send and receive money, fees and limits
11 Western Union agents in Turkey, a fee calculator, hidden exchange rate costs, what to bring to collect a transfer and how to avoid scams.
Table of Contents
Western Union operates in Turkey through 11 agents: the PTT postal service, banks and one payment company. You can send money in cash at the counter or through your bank’s app. You can receive it at the counter, through a banking app or at an ATM. Below you’ll find a fee calculator using Western Union’s tariffs for Turkey, an exchange rate comparison tool and a list of what to bring to collect a transfer.
At a glance · checked 14 Oct 2026
You can send and receive transfers at PTT and ten banks and companies. The fee depends on the country, currency and method.
What do you need?
- Where: at a PTT or agent bank counter, with your passport and cash. Usually up to 7,500 USD per transfer.
- Online: through an agent bank’s online banking or app. Your bank sets the limit.
- Cost: the tariff fee plus the exchange rate difference. Transfers to 9 former Soviet countries are the cheapest.
- What to bring: the MTCN transfer number, the sender’s name and country, the amount and your passport.
- Currency: in Turkey, you receive Turkish lira or euros.
- Fee: there is no fee to receive money. If you exchange currencies, Western Union earns money from the exchange rate.
- Unavailable: Western Union stopped operating in Russia and Belarus on 10 March 2022.
- Both directions: no transfers from Russia to Turkey or from Turkey to Russia.
Where to send and receive: 11 agents
Western Union has no branches of its own in Turkey: agents send and pay out transfers. Western Union’s page for Turkey lists 11 agents. You can send and receive money at any of them. Each has its own counters, app and opening hours.
Western Union agents in Turkey · checked 14 Oct 2026
- PTTTurkish post
- Ziraat Bankasıbank
- Türkiye İş Bankasıbank
- Garanti BBVAbank
- Yapı Kredibank
- Akbankbank
- QNBbank
- Şekerbankbank
- Albaraka Türkbank
- Türkiye Finansbank
- BPNpayment company
VakıfBank, DenizBank, Kuveyt Türk, TEB and ING are not on this list.
Each agent sets its own opening hours. Some locations are open around the clock.
Sending a transfer at the counter takes a few steps. You need ID, the recipient’s details and cash.
- IDForeign nationals can use a passport, residence permit, EU national ID card or temporary protection ID. Turkish citizens can use a passport, kimlik or driving licence with a photo.
- RecipientThe recipient’s full name, country and city.
- PaymentPay the transfer amount and fee in cash at the counter.
- MTCN numberIt will be printed on your receipt. Share the number only with the recipient: Western Union does not contact the recipient itself.
- TrackingCheck the transfer’s status on the “Track a transfer” page using the MTCN number.
Russia and Belarus: no Western Union
You cannot send money from Russia to Turkey with Western Union. The company stopped operating in Russia and Belarus on 10 March 2022. You cannot send a transfer from Turkey to Russia either: Western Union’s operations there have stopped.
Caution
If someone promises a “Western Union transfer from Russia”, it is not Western Union. Do not pay intermediaries or give them your transfer number or passport details.
Fees: tariff calculator
Fees rise in bands: each range of transfer amounts has its own price. Counter and online tariffs differ. Transfers to nine former Soviet countries, from Azerbaijan to Ukraine, are the cheapest. Choose the method, country and currency, then enter the amount. The calculator will find the fee band.
Calculator · Western Union’s tariffs for Turkey · checked 14 Oct 2026
Cost of sending from Turkey
Sending method
Where
Nine countries: Azerbaijan, Georgia, Kazakhstan, Kyrgyzstan, Moldova, Tajikistan, Turkmenistan, Uzbekistan, Ukraine.
Transfer currency
Example: 500 USD from a counter to Kazakhstan.
Fee14 USD
2.8% of the amount
Fee band400.01–500 USD
Total with fee514 USD
At the counter, pay the transfer amount and fee together in cash.
The fee is not the full cost: Western Union also earns money from the exchange rate if the recipient takes another currency. The exact amount is quoted when you make the transfer.
All tariff tables
| Amount, USD | Fee, USD |
|---|---|
| up to 100 | 15 |
| 100.01–200 | 20 |
| 200.01–300 | 30 |
| 300.01–400 | 35 |
| 400.01–500 | 45 |
| 500.01–750 | 50 |
| 750.01–1,000 | 55 |
| 1,000.01–1,500 | 75 |
| 1,500.01–2,000 | 85 |
| 2,000.01–2,500 | 100 |
| 2,500.01–3,000 | 125 |
| 3,000.01–3,500 | 145 |
| 3,500.01–4,000 | 165 |
| 4,000.01–4,500 | 185 |
| 4,500.01–5,000 | 205 |
| 5,000.01–7,500 | 220 |
| Amount, EUR | Fee, EUR |
|---|---|
| up to 100 | 10 |
| 100.01–200 | 20 |
| 200.01–300 | 30 |
| 300.01–400 | 35 |
| 400.01–500 | 45 |
| 500.01–750 | 55 |
| 750.01–1,000 | 65 |
| 1,000.01–1,500 | 80 |
| 1,500.01–2,000 | 100 |
| 2,000.01–2,500 | 120 |
| 2,500.01–3,000 | 140 |
| 3,000.01–3,500 | 160 |
| 3,500.01–4,000 | 180 |
| 4,000.01–4,500 | 200 |
| 4,500.01 and over | 220 |
| Amount, TL | Fee, TL |
|---|---|
| up to 200 | 35 |
| 200.01–400 | 45 |
| 400.01–500 | 65 |
| 500.01–1,000 | 95 |
| 1,000.01–1,500 | 155 |
| 1,500.01–2,000 | 175 |
| 2,000.01–2,500 | 200 |
| 2,500.01–3,000 | 235 |
| 3,000.01–3,500 | 265 |
| 3,500.01–4,000 | 300 |
| 4,000.01–4,500 | 340 |
| 4,500.01–5,000 | 380 |
| 5,000.01–7,500 | 490 |
| 7,500.01–10,000 | 650 |
| 10,000.01–20,000 | 1,170 |
| 20,000.01–30,000 | 1,655 |
| 30,000.01 and over | 4.5% of the amount |
| Amount, USD | Fee, USD |
|---|---|
| up to 50 | 2 |
| 50.01–200 | 4 |
| 200.01–400 | 8 |
| 400.01–500 | 14 |
| 500.01–700 | 18 |
| 700.01–1,000 | 22 |
| 1,000.01–1,500 | 30 |
| 1,500.01–5,000 | 40 |
| 5,000.01–7,500 | 50 |
| Amount, EUR | Fee, EUR |
|---|---|
| up to 100 | 4 |
| 100.01–300 | 9 |
| 300.01–400 | 15 |
| 400.01–750 | 25 |
| 750.01–1,000 | 30 |
| 1,000.01–5,500 | 40 |
| Amount, TL | Fee, TL |
|---|---|
| up to 500 | 35 |
| 500.01–1,500 | 105 |
| 1,500.01–2,000 | 140 |
| 2,000.01–3,750 | 225 |
| 3,750.01–5,000 | 300 |
| 5,000.01–10,000 | 550 |
| 10,000.01–15,000 | 750 |
| 15,000.01–30,000 | 1,350 |
| 30,000.01–50,000 | 2,250 |
| 50,000.01–70,000 | 4.5% of the amount |
| 70,000.01 and over | 3.5% of the amount |
| Amount, USD | Fee, USD |
|---|---|
| up to 200 | 4 |
| 200.01–400 | 8 |
| 400.01–500 | 14 |
| 500.01–700 | 18 |
| 700.01–1,000 | 22 |
| 1,000.01–1,500 | 30 |
| 1,500.01–5,000 | 40 |
| 5,000.01–7,500 | 50 |
| Amount, TL | Fee, TL |
|---|---|
| up to 200 | 25 |
| 200.01–400 | 50 |
| 400.01–600 | 70 |
| 600.01–750 | 80 |
| 750.01–1,000 | 100 |
| 1,000.01–1,500 | 135 |
| 1,500.01–2,000 | 180 |
| 2,000.01–3,000 | 230 |
| 3,000.01–3,500 | 280 |
| 3,500.01–4,000 | 325 |
| 4,000.01–5,000 | 415 |
| 5,000.01–7,500 | 600 |
| 7,500.01–10,000 | 680 |
| 10,000.01–15,000 | 1,000 |
| 15,000.01–25,000 | 1,500 |
| 25,000.01–50,000 | 2,000 |
| 50,000.01 and over | 4% of the amount |
| Amount, USD | Fee, USD |
|---|---|
| up to 100 | 5 |
| 100.01–200 | 10 |
| 200.01–500 | 15 |
| 500.01–1,000 | 25 |
| 1,000.01–5,000 | 40 |
| 5,000.01–7,500 | 80 |
| Amount, TL | Fee, TL |
|---|---|
| up to 400 | 35 |
| 400.01–800 | 60 |
| 800.01–1,500 | 110 |
| 1,500.01–2,000 | 130 |
| 2,000.01–3,000 | 180 |
| 3,000.01–4,000 | 230 |
| 4,000.01–5,000 | 275 |
| 5,000.01–7,500 | 375 |
| 7,500.01–10,000 | 500 |
| 10,000.01–20,000 | 960 |
| 20,000.01–30,000 | 1,380 |
| 30,000.01 and over | 4% of the amount |
An amount at the top of a fee band costs less than one just above it. For example, sending 500 USD from a counter to Europe costs 45 USD in fees, while sending 510 USD costs 50 USD. The calculator will flag it if you are just above a band’s upper limit.
Exchange rate: the second part of the cost
Western Union states in its tariffs that it earns money from exchange rate differences as well as fees. This applies when the recipient takes the money in another currency. For example, you send dollars and the recipient takes lira. Ask for the exchange rate before paying and compare it with your bank’s rate.
Example · rates are made up — enter yours
Exchange rate cost
Example: 500 at a rate of 49 instead of 50.
Exchange rate loss500 TL
2% of the amount · ≈ 10 in the transfer currency
Add this to the fee from the calculator above to get the full cost of the transfer.
How to receive a transfer in Turkey
Western Union charges no fee to receive money. In Turkey, transfers are paid out in Turkish lira or euros. The recipient must be over 18. At the counter, fill in a short collection form and show photo ID. Tick what you already have: your selections are saved only on this device.
What to bring to collect
Everything packed — you’re ready to go to the counter.
You can also receive money without visiting a counter: some agent banks pay out transfers through online banking, their mobile app or an ATM. Enter the same details: MTCN number, sender’s name, country and amount.
Western Union ile gelen parayı almak istiyorum.
I’d like to collect a Western Union transfer.
Takip numarası bu.
Here is the transfer number.
Euro olarak alabilir miyim?
Could I receive it in euros?
Pasaportum yeterli mi?
Is my passport enough?
Western Union ile para göndermek istiyorum.
I’d like to send money with Western Union.
Komisyon ne kadar?
How much is the fee?
Kur ne kadar?
What is the exchange rate?
Dekont alabilir miyim?
Could I have a receipt?
Online through your bank: without a counter
If you have an account with an agent bank, you can send a transfer through online banking or its app. Online transfers have their own tariffs: fees to Europe and other countries are usually lower than at the counter, while dollar transfers to the nine former Soviet countries cost almost the same. Your bank decides how much you can send online.
Online: key points
The limit is set by your bank, not Western Union.
ATM: at some banks, you add the recipient through online banking, then send the money from an ATM.
Cancellation is possible only before the money is paid out. Cancel an online transfer through your bank.
You can also send a transfer to a bank account in more than 50 countries. The money usually arrives within 1–3 working days. You need the recipient’s full name, country, bank and account number or IBAN.
Three myths about transfers
Tap a card to flip it.
“Western Union will tell the recipient about the money”
No. Western Union does not contact the recipient. The sender shares the transfer number, name and amount.
“There is a fee to receive money too”
Receiving a transfer is free. But if you take the money in another currency, Western Union earns money from the exchange rate.
“You can always cancel a transfer”
Only before the money is paid out. If it has already been collected, Western Union may not return it.
Scams: who not to send money to
Western Union’s main rule: send money only to people you know personally. Once it has been paid out, you may not be able to get it back. Below are messages that mean you should not pay. Tap a message to see the catch.
Red flags · Western Union’s rules
A stranger messages you
Unknown number
Prize or lottery
You do not pay to collect winnings. Western Union specifically lists lotteries and prizes as reasons not to send money.
Housing deposit
Do not send a deposit for a flat you have not seen to a landlord you do not know. Western Union specifically lists housing deposits as reasons not to send money.
Emergency
First, call your loved one yourself on their usual number. Do not send money until you have checked that the emergency is real.
Job or visa
An employer does not ask you for money to hire you. Paying a stranger for a “visa” or “immigration matters” is also on Western Union’s list.
Loan fee
Do not pay in advance for a loan or credit card through Western Union: a real bank does not work this way.
Transfer number
Western Union advises sharing the MTCN number only with the recipient. You can track the transfer yourself on Western Union’s website.
Already sent money?
Call Western Union and the bank or post office where you sent the transfer immediately. You can still stop the transfer before the money is paid out. Contacts for reporting scams are on Western Union’s consumer protection page (linked in the sources).
Frequently asked questions
How much can I send from Turkey with Western Union?
Usually up to 7,500 USD per transfer at an agent’s counter. Your bank sets the online transfer limit.
Do I need a residence permit?
No. A passport is enough for foreign nationals. A residence permit, EU national ID card or temporary protection ID is also accepted.
Which currency can I receive in Turkey?
Turkish lira or euros. If another currency was sent, it is converted at Western Union’s exchange rate.
How do I know the money has arrived?
Western Union does not notify the recipient. The sender gives you the MTCN number, and you can see the status on the “Track a transfer” page on Western Union’s website.
Can I cancel a transfer?
Only before the money is paid out. Cancel online banking transfers through your bank.
Can I send money between Russia and Turkey with Western Union?
No. Western Union stopped operating in Russia and Belarus on 10 March 2022.
Sources and dates checked
We checked everything on 14 October 2026 against Western Union’s pages for Turkey. Tariffs can change without notice, and the exact fee and exchange rate are quoted when you make the transfer. Exchange rates are not published here: the exchange rate calculator contains only an example.
- Western Union agents in Turkey — Western Union, checked 14 Oct 2026
- Tariffs for transfers from Turkey at the counter — Western Union, checked 14 Oct 2026
- Online transfers: tariffs for Europe, the nine countries and other countries — Western Union, checked 14 Oct 2026
- Online transfer FAQs: limits, cancellation, ATMs — Western Union, checked 14 Oct 2026
- Counter transfer FAQs: documents, amounts, opening hours — Western Union, checked 14 Oct 2026
- Receiving a transfer FAQs — Western Union, checked 14 Oct 2026
- Consumer protection: scams and contacts — Western Union, checked 14 Oct 2026
- Track a transfer by MTCN number — Western Union, checked 14 Oct 2026
- Western Union suspends operations in Russia and Belarus — Western Union press release dated 10 Mar 2022, checked 14 Oct 2026
The illustrations were created for this article and do not show real branches or documents. Western Union and the bank names belong to their respective owners; Turkpidya is not affiliated with them.
