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Ziraat Bank is the largest and oldest governmental bank in Turkey. The bank is considered one of the most widespread Turkish banks, as it has many branches and automatic teller machines in all Turkish cities.
Ziraat Bank provides customers with many services from a network of ATMs, internet branch, call centers, telephone, mobile banking services and other various channels, and is considered a suitable option for those wishing to invest in agriculture in Turkey.
• History of the Turkish Ziraat Bank
Ziraat Bank in the Ottoman Empire
During the first half of the nineteenth century in the Ottoman Empire, the Turkish Agricultural Bank was established in 1863 AD by Medhat Pasha, the governor of the Serbian city of Nice, which was under the rule of the Ottoman Empire at that time.
An organization was established under the name “Funds of the homeland” and under the patronage of the farmers of the Ottoman Empire, and under the leadership of Medhat Pasha, the necessary resources were collected to establish the Ziraat Bank, which formed the basis of the bank to this day.

Ziraat Bank during the First World War
During the twentieth century, and in the middle of the First World War, a special law was enacted by the Turkish Agricultural Bank dated 1916 AD, stipulating that the bank assist farmers, provide seeds, agricultural equipment, and deliver these supplies to farmers on a cash or credit basis.
Ziraat Bank made positive contributions to a large extent in overcoming with minimal damage to the serious negative effects of the economic depression that swept the world in 1929 and the Second World War that followed.
During these troubled times in which bread was rationed, the state was implementing austerity policy and encouraging everyone in this direction, and the bank provided many possibilities for deposits to encourage people to save money at that time.
• Bank of Ziraat today
The Turkish Agricultural Bank is the most bank with branches within Turkey with more than 1734 branches, in addition to tens of thousands of ATMs distributed in all cities.
In the Kingdom of Saudi Arabia, there is a branch of the Jeddah Agricultural Bank, which was inaugurated by the Prime Minister of the Republic of Turkey, Recep Tayyip Erdogan, in 2011.
Until March of 2020, the Turkish Agricultural Bank provided 481 billion liras in loans, and has total assets estimated at 681 billion Turkish liras.
The amounts deposited in the Turkish Ziraat Bank amount to 490 billion Turkish liras, and the bank provides loan services for projects in general and agricultural projects in particular.
Read Also: Turkish Post .. A comprehensive guide to the services it provides with a history of 180 years

Ziraat Bank swift code
To make international transfers to an account in Ziraat Bank, you can use the bank’s Swift code, which is: TCZBTR2A
You can also use the CHIPS UID for transfers from the United States of America, which is: 409993.
Money transfer Turkey
Wise is one of the best ways to transfer money in Turkey easily, quickly and safely, as it is characterized by its lower transfer fees than Western Union and banks.
Wise advantages
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• The credit rating of Bank Ziraat 2020
Rating Agency | Evaluation | History | |
Fitch Ratings | Long term foreign currency IDR | BB + | October 2017 |
Prospects | stable | ||
IDR short-term foreign currency | B | ||
Local currency IDR in the long run | BBB- | ||
Prospects | stable | ||
IDR in the short term | F3 | ||
National Long Term Ranking | AAA (tur) | ||
Prospects | stable | ||
Support evaluation | 3 | ||
Support word classification | BB + | ||
Feasibility classification | B + | ||
Moody’s | Prospects | negative | March 2017 |
Prospects | Ba2 | ||
Short-term bank deposits in foreign currency | Ba1 | ||
Long-term bonds in foreign currencies | Ba1 | ||
Domestic currency for long-term bonds | Ba1 | ||
Primary credit evaluation | ba2 | ||
Revised Baseline Credit Appraisal | ba2 | ||
JCR Eurasia | Long-term international foreign currencies | BBB – | September 2017 |
Prospects | stable | ||
International long-term domestic currency | BBB – | ||
Prospects | stable | ||
Domestic long-term classification | AAA (Trk) | ||
Prospects | stable | ||
Short-term international foreign currencies | A – 3 | ||
Prospects | stable | ||
International domestic currency is short-lived | A – 3 | ||
Prospects | stable | ||
Domestic short-term classification | A-1 + (Trk) | ||
Sponsor support | 1 | ||
Stand alone | a |
• Services provided by the Turkish Ziraat Bank
The bank offers a number of distinguished banking services, most notably:
pay bills
Agricultural financing and consulting for agricultural investors
Transfer money inside Turkey with a small fee
Receiving Western Union transfers within Turkey
Making Western Union transfers outside of Turkey
credit cards
Debit cards
Credit loans
Insurance products
Safe deposit boxes
Taxes
Mortgage
Investing in gold
Investing in mutual funds.
• Download the Turkish Ziraat Bank application
You can reach the Turkish Agricultural Bank by visiting the nearest branch to you. You can also visit the bank’s website by clicking here. You can also download the application, which supports English and Turkish languages, for the Android system and for the İOS system.
Ziraat bankasi online banking
You Can access the online Banking for Ziraat Bank İn English By clickng here.
What are the services provided by the Turkish Ziraat Bank
The Turkish Ziraat Bank offers many useful services, most notably, savings accounts, debit and credit cards, in addition to agricultural financing and investment in gold, in addition to receiving Western Union transfers from outside Turkey.
Can a Western Union transfer be made through the Turkish Ziraat Bank
Yes, you can do a Western Union transfer easily through the Turkish Agricultural Bank’s application or through the bank’s website.
How do I receive a Western Union transfer within Turkey from Ziraat Bank
You can receive a Western Union transfer by using the bank application and entering the MTCN number and the country from which the money is received to receive your transfer very easily.